Our Terminal Illness Accelerated Benefit Rider is automatically included in this plan, at no additional charge, so that if you are diagnosed with a terminal illness, you can have additional funds to help with medical expenses or financial needs.įor those who do not qualify for coverage under the Level Benefit Plan, this Modified Benefit Plan has adjusted levels of coverage for the first two years of the life of the policy.Ĭompare the coverage for both benefit plans:
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Pays the full death benefit amount chosen 5 to your beneficiary upon your death. Two Whole Life Insurance benefit plans to fit your needs Available for ages 50-85 and can include coverage for you and your spouse.Can be tailored to your needs and budget.Both you and your spouse may apply for policies to qualify for a 5% spousal premium discount.Guaranteed premiums - your premiums will not increase.For an additional premium, you can choose to add an Accidental Death Benefit to Age 100 Rider.Policy accumulates a cash value, starting in the third year, that can be accessed by either a policy loan or cash surrender.You select a base policy with a maximum death benefit amount of $2,000 to $25,000.
Pay down outstanding mortgages or other loan balances.Contribution to your grandchild’s education.Helps to provide your family the support they need to pay for your final expenses, including:.How can a Whole Life Insurance policy help you? Our Whole Life insurance policy will help provide benefits for your family after you’re gone -when they need it the most.
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